Veterans relying on disability compensation have an important month ahead, as November 2025 follows the standard VA payment calendar while also preparing recipients for the upcoming 2026 COLA increase. With rising expenses and year-end financial planning underway, knowing your exact VA payment date and understanding your benefit amount is more important than ever.
When VA Disability Payments Arrive in November 2025
The VA always sends disability compensation on the first business day of each month, which means the November 2025 payment will arrive on Monday, November 3, because November 1 falls on a Saturday. Veterans using direct deposit typically receive the funds overnight or by early morning, while mailed checks may take additional days depending on postal delivery times.
How VA Payment Rates Are Calculated for 2025
Your VA disability compensation rate for November 2025 is based on the 2025 COLA increase, which took effect on January 1, 2025. All ratings from 10 percent to 100 percent received a percentage increase reflecting inflation. Veterans with dependents—such as a spouse, children or dependent parents—also receive additional monthly amounts. Special Monthly Compensation beneficiaries receive enhanced rates based on medical need and severity.
What Your Rating Means for November Payment Amounts
Disability ratings determine the base compensation you receive. Veterans rated at 10 or 20 percent receive flat-rate payments, while those at 30 percent and higher receive additional amounts for qualified dependents. A veteran rated 100 percent receives the highest monthly compensation, and those receiving Individual Unemployability (IU) benefits are paid at the same level as a 100 percent scheduler rating. November’s payment reflects these established 2025 amounts.
Why November Matters Ahead of the 2026 COLA
November payment timing is important because it is the final full month before the VA releases the 2026 disability pay increase, which is tied directly to the 2026 Social Security COLA. Veterans can expect the official increase announcement on December 1, and the first higher payment will arrive in January 2026. Many veterans use November’s check to prepare for holiday expenses while anticipating the upcoming raise.
How to Maximize Your VA Disability Benefits
Veterans can ensure they are receiving the highest legal benefit amount by reviewing their dependent status, updating marital or parental changes and filing for additional benefits if their conditions worsen. Veterans experiencing increased symptoms may qualify for a higher rating, while those with secondary service-connected conditions may be eligible for additional compensation. Keeping medical records updated and submitting claims early helps avoid delays.
Other VA Benefits That May Affect Your November Income
Some veterans also receive Special Monthly Compensation, housing benefits, clothing allowance or caregiver program payments. While these programs have separate schedules, disability compensation remains the primary monthly benefit that arrives at the start of each month. Veterans enrolled in vocational rehabilitation or pension programs should also follow their specific payment calendars.
Conclusion: The November 2025 VA disability payment will arrive on Monday, November 3, delivering essential financial support to millions of veterans across the country. With the 2026 COLA increase announcement approaching, November serves as an important month for veterans to review their benefits, confirm dependent information and prepare for the upcoming increase in January. Staying informed ensures you receive the full compensation you deserve.
Disclaimer: This article provides general informational content. Veterans should check VA.gov or their eBenefits account for exact payment details and official updates.
